Insights

90 Seconds with Lynda Koster Co-founder & Managing Partner of Growthential

Written by Fintech | Sep 1, 2026, 11:12:15 AM
  • Professional Journey and Focus

My career has spanned more than 25 years across corporate, agency, and advisory environments, helping organisations navigate growth, transformation, and evolving market conditions. Prior to cofounding Growthential, I held leadership roles including Head of North America Marketing Operations & Technology at PayPal, where I partnered across global teams to lead large-scale transformation initiatives, scale enterprise capabilities, and establish a Centre of Excellence. Throughout my career, I’ve had the opportunity to work with B2B and B2C organisations across financial services, healthcare, technology, and telecommunications.

Today, as Cofounder and Managing Partner at Growthential, I work with executive and senior leaders on strategy, growth, transformation, organisational readiness, governance, and the responsible application of emerging technologies. Much of my work focuses on helping organisations align strategy, innovation, leadership, and execution while building the capabilities needed to adapt and thrive in rapidly changing environments.

  • In your experience, how does active community engagement accelerate professional growth and skill acquisition?

I have always found that some of the most valuable learning happens through conversations with people who bring different experiences, perspectives, and challenges to the table. Communities create opportunities to exchange ideas, explore emerging trends, and learn from both successes and failures in ways that are difficult to replicate in isolation. They expose us to new approaches, strategies, and applications that we may not have otherwise considered.

We’re operating in a period of significant change, where many organisations are building while still learning, testing while still aligning, and adapting as conditions continue to evolve. In that environment, communities play an important role. They provide space for honest dialogue, shared learning, and practical insight. For me, they are a source of inspiration that brings additional depth, energy, and perspective to my work while helping bridge the gap between innovation and real-world application.

  • What originally motivated you to become a member of this community?

I first experienced the Fintech Marketing Community through one of its events, which I attended with my business partner. What immediately stood out was how welcoming, engaging, and authentic the community felt. The speakers and panel discussions offered rich insights, thoughtful perspectives, and meaningful conversations about the opportunities and challenges shaping the industry.

We were also incredibly impressed by Payal’s vision and leadership. Her passion for the fintech industry is evident in everything she does, and her ability to bring people together is remarkable. Her energy is contagious, and, in many ways, reflects the spirit of the community itself: curious, collaborative, supportive, and committed to helping members learn and grow together.

  • What are your top strategic recommendations for marketing and business leaders navigating today's landscape?

We are living through one of the most significant periods of change many organisations have experienced. While AI is often the most visible catalyst, it is only part of a much larger shift involving technology, customer expectations, operating models, workforce dynamics, regulation, and evolving market conditions. Leaders today must operate with less certainty, greater interdependence, and a deeper understanding of the systems influencing outcomes.

At the same time, leadership responsibilities continue to expand. Marketing and business leaders are increasingly expected to balance the needs of customers, employees, boards, investors, regulators, and partners, often without a clear playbook. Success is unlikely to come from predicting every outcome correctly. It comes from maintaining clarity, making thoughtful decisions and building organisations capable of adapting as circumstances continue to evolve.

Top Recommendations:

  • Maintain a systems perspective: Understand the interconnected forces shaping your business, rather than viewing challenges through a single-function lens
  • Lead with strategy, not tools: Emerging technologies can be powerful, but meaningful outcomes begin with clear objectives, priorities and business goals
  • Adopt an adaptive mindset: The leaders best positioned for what lies ahead are those who can learn, experiment, and evolve while conditions continue to change around them.
  • Design for both human and AI-mediated experiences: While customers remain at the centre, the pathways they use to discover, evaluate, and make decisions, are increasingly influenced by algorithms, platforms and AI-powered systems. Organisations must understand how to effectively serve human needs, while remaining visible, relevant, and trusted across both human and machine-mediated environments.
  • Invest in capabilities that matter most: As technologies become more accessible, competitive advantage increasingly comes from how organisations develop talent, understand customer needs, align leadership, and translate innovation into meaningful outcomes. The strongest organisations will be those that connect technology, people, and strategy in ways others cannot easily replicate.

Bio

Lynda Koster is Co-founder and Managing Partner at Growthential. With more than 25 years of experience helping Fortune 500 and high-growth organisations align strategy, growth, technology, and organisational capabilities, she advises executive and senior leaders navigating complex change and emerging opportunities.

Prior to cofounding Growthential, Lynda held leadership roles spanning corporate, agency, and advisory environments, including serving as Head of North America Marketing Operations and Technology at PayPal, where she helped lead large-scale transformation initiatives and partnered across North America, EMEA, and APAC to help establish a global Centre of Excellence. Her experience spans both B2B and B2C organisations, with deep expertise in financial services, healthcare, technology, and customer-centred growth initiatives.

 Written by Lynda Koster,  Co-founder and Managing Partner at Growthential